Short-Term Funding

Some opportunities close on a date, not on a credit committee calendar. Bridge funding covers the gap between now and a defined exit — a completion, a refinance or a receipt already contracted — on terms priced for speed rather than duration.

Time-Sensitive Acquisitions

Commercial property completions, asset purchases and off-market deals where the seller is working to a date. We move on the file in parallel with your legal process so funding is not the item holding the exchange.

PropertyAsset purchaseAuction

Large Order & Contract Fulfilment

An order arrives that is bigger than the balance sheet can fund. Bridge finance covers procurement and delivery against the contract, and clears from the proceeds when the customer settles.

Purchase ordersContract awardMobilisation

Refinancing & Exit Bridges

A maturing facility, a lender exiting the sector, or a longer-term refinance that will land two months after the current loan falls due. The bridge holds the position so the permanent facility can be negotiated properly instead of under duress.

Maturity gapLender exitPre-refinance

Security & Structure

Typically secured on the asset being bridged, on the contracted receipt, or on a corporate guarantee where the covenant is strong enough. Maturities generally run from one to twelve months with repayment in full at exit rather than on an amortising schedule.

1–12 monthsAsset securityBullet repayment

What a bridge costs you — honestly

Price — bridge money is the most expensive capital on this site. It is worth taking when the opportunity it unlocks is worth more than the margin, and not otherwise.
Term discipline — extension beyond the agreed maturity is where bridges become painful. We size the term against a realistic exit date, then add contingency rather than hoping.
Exit evidence — the stronger the documentation behind the repayment source, the tighter the pricing. A signed contract moves the rate more than a strong balance sheet.
Speed — where the file is complete and the security is clean, this channel decides fastest of the four we run. Incomplete files are what slow it down, not the lender.