Structured Revenue & Cash Flow Finance
Facilities underwritten against contracted or recurring revenue rather than fixed assets — repayment tracks the collection profile, so servicing flexes with trading instead of fighting it.
SKY Financial Solutions/NBFI Lending
Section D
Non-bank financial institutions occupy the middle ground — more flexible than a bank, materially cheaper than a credit fund. For most growing SMEs this is where the deal actually gets done.
Facilities underwritten against contracted or recurring revenue rather than fixed assets — repayment tracks the collection profile, so servicing flexes with trading instead of fighting it.
Pre-structured limits built for smaller balance sheets, with documentation requirements proportionate to the ticket — not a scaled-down version of a corporate credit file.
Operating outside the full banking capital framework, NBFIs can take a commercial view on structure, security and covenants — and turn a credit decision around in a fraction of the time.